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The Panipat Urban Co-operative Bank Ltd.
Panipat we offer various loan facilities. details are given under appropriate heads. The rates given below are
applicable w.e.f 01.07.2009 |
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Loans to Industry /
Small Scale Industries |
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Advances to Retail Traders
/Wholesalers |
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Educational
Loan |
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Housing Loan |
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Vehicle Loan |
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Mortgage Loan /
Personal Loan |
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Loan for Construction
or Purchase of Commercial Building |
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Loans against Deposit NSCs |
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Small Unsecured Loans |
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House Repair |
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Advances to activities
allied to Agriculture |
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Loan against Deposit |
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Loans to
Industry /
Small Scale Industries |
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Small Scale Industries |
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A |
Existing Unit : |
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B |
New Unit |
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i. |
Upto 25.00 lacs |
12.50% |
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ii. |
25.00 & Above |
12.50% |
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.c. |
Term Loan |
12.50% |
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Educational Loan ( For Higher Education)
12.00% |
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Housing Loan |
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- Construction of
House / Flat
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- Repairs / Renovation
/ Alteration
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- Purchase of Plot for
construction of house
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- Furnishing / Consumer
durables as part of project cost.
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Vehicle Loan |
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A Comprehensive
schemes for providing all types of vehicles financing to
individuals / business concerns is made covering all the
vehicles two wheelers , jeep ,bus ,car ,truck , canters , cranes
maxi cab, auto-rickshaw , ambulance , new Vehicles etc. |
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| Four Wheelers |
12.50 % |
| Two Wheelers |
12.50% |
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Mortgage Loan /
Personal Loan |
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Finance Against Mortgage of Immovable Property
14.00% |
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A Comprehensive schemes for
providing finance against mortgage of immovable property to
individuals / business enterprise is formulated. |
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To cater to the needs of
the borrower for purchase of construction / commercial building the
specify loan scheme is formulated for the purchase or construction of
Commercial Building . |
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Loans
against Deposit NSCs |
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Bank's members (including
nominal) having satisfactorily conducted accounts . Repayable within 3
to 5 years after getting lien marked from the issuing post office on
the face of the NSC. |
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a)
NSCs -75 % of face value |
12.50 % |
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Small
Unsecured Loans |
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As one of the prime
objectives of the urban cooperative bank is to fulfill / cater his
need of those section of the society who are low profile . The
specific scheme for financing these people is formulated in which no
collateral security in the form of immovable property or other kind is
required. |
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a)
Rate of interest |
14.00 % |
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House
Repair |
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a)
Rate of interest |
14.00 % |
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Advances to
activities allied to Agriculture
12.00% |
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The following activities
undertaken by the members of the bank will comprise activities allied
to agriculture |
- Development of
Dairy & Animal Husbandry.
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- Development of
Poultry and Piggery
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- Development and
maintenance of stud farm , bee- keeping seri culture.
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- Purchase of bullock
carts , camel carts ,park animal etc.
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- Distribution of
inputs fro allied activities such as poultry , cattle feed etc.
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Loan
against Deposit |
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a) Rate of interest |
1 % Higher of
Deposit Rate |
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Note !
No Processes Fees , No File Charges and Visit Fees
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